[{"data":1,"prerenderedAt":1134},["ShallowReactive",2],{"$AT5N6C5dAI":3},{"story":4,"region":1133},["Reactive",5],{"name":6,"created_at":7,"published_at":8,"updated_at":9,"id":10,"uuid":11,"content":12,"slug":1125,"full_slug":1126,"sort_by_date":47,"position":1127,"tag_list":1128,"is_startpage":50,"parent_id":1129,"meta_data":47,"group_id":1130,"first_published_at":1131,"release_id":47,"lang":54,"path":47,"alternates":1132,"default_full_slug":47,"translated_slugs":47},"Superannuation Compliance for Shift Workers","2026-06-26T07:53:07.140Z","2026-06-29T22:59:53.389Z","2026-06-29T22:59:53.411Z",191573144166803,"5429cdcf-09ee-48c2-a069-8992e20a3ed8",{"seo":13,"_uid":19,"AI_SEO":20,"author":21,"content":57,"headline":6,"component":910,"post_date":911,"thumbnail":912,"types_tag":922,"features_tag":948,"show_resource":56,"industries_tag":949,"related_articles":1124},{"title":14,"plugin":15,"seoTitle":16,"seoKeywords":17,"seoTitleInput":6,"seoDescription":18},"SEO Metadata","deputy-seo-metadata","Superannuation Compliance for Shift Workers | Deputy","superannuation compliance\npayday super\nsuper guarantee\nemployer superannuation obligations\npayday super 2026\nsuper guarantee rate 2026\ncasual worker superannuation\nsuperannuation compliance checklist\nsuperannuation for shift workers\nqualifying earnings super\nSGC penalties\nsuperannuation payment deadlines\npayroll compliance Australia\nsuper guarantee charge\nshift worker payroll\npayday super readiness","Superannuation compliance is changing for shift workers under Payday Super. Learn how to calculate super, avoid penalties, and prepare your payroll workflows.","5760677d-5a44-459e-b25b-b355da4a125b","",{"name":22,"created_at":23,"published_at":24,"updated_at":25,"id":26,"uuid":27,"content":28,"slug":45,"full_slug":46,"sort_by_date":47,"position":48,"tag_list":49,"is_startpage":50,"parent_id":51,"meta_data":47,"group_id":52,"first_published_at":53,"release_id":47,"lang":54,"path":47,"alternates":55,"default_full_slug":47,"translated_slugs":47,"_stopResolving":56},"Deputy Team","2020-05-15T04:58:13.875Z","2021-02-02T22:57:04.000Z","2021-02-02T04:30:43.760Z",11527696,"25fffc56-55d1-4f59-8b1e-617162a8927e",{"_uid":29,"name":22,"image":30,"component":43,"description":44},"a8a7137e-efc4-44fd-89e9-bcd4641aac65",{"_uid":31,"title":32,"plugin":33,"imageAlt":34,"minWidth":35,"imageName":36,"imageS3Key":37,"description":38,"mobileWidth":39,"desktopWidth":39,"assetSelector":20,"imagePublicUrl":40,"imageOriginalUrl":41,"sourceImageWidth":42,"sourceImageHeight":42},"213ad250-d5a8-4304-bb3c-193a76458e83","Deputy Images","deputy-images","Deputy team",188,"avatar-deputy-team.png","f/64010/2000x2000/636a91b857/avatar-deputy-team.png","A images plugin to ensure consistent, reliable image uploads with strict SEO metadata requirements","94","https://s3.amazonaws.com/a.storyblok.com/f/64010/2000x2000/636a91b857/avatar-deputy-team.png","//a.storyblok.com/f/64010/2000x2000/636a91b857/avatar-deputy-team.png",2000,"blog-author","Deputy’s content team works closely with business owners, managers, and their employees to create helpful articles about how to make their worklife easier.","deputy-team","_content_types/authors/deputy-team",null,-50,[],false,11461645,"416bfdf9-510c-4a02-a693-84f4847ef5b2","2020-06-22T07:51:34.947Z","default",[],true,[58,410,435],{"_uid":59,"content":60,"component":409},"30048d53-2ca3-4fa6-9106-248953137660",{"type":61,"content":62},"doc",[63,71,80,124,130,135,140,145,150,155,160,182,187,200,213,218,224,230,235,289,294,299,308,328,333,338,357,370,375,380,385,398],{"type":64,"attrs":65,"content":67},"heading",{"level":66,"textAlign":47},1,[68],{"text":69,"type":70},"Superannuation Compliance for Shift Workers: A Payroll Admin's Guide","text",{"type":72,"attrs":73,"content":74},"paragraph",{"textAlign":47},[75],{"text":76,"type":70,"marks":77},"Key takeaways:",[78],{"type":79},"bold",{"type":81,"content":82},"bullet_list",[83,97,104,117],{"type":84,"content":85},"list_item",[86],{"type":72,"attrs":87,"content":88},{"textAlign":47},[89,91,95],{"text":90,"type":70},"Payday Super takes effect on 1 July 2026, requiring employers to pay super within ",{"text":92,"type":70,"marks":93},"seven business days",[94],{"type":79},{"text":96,"type":70}," of each payday instead of quarterly.",{"type":84,"content":98},[99],{"type":72,"attrs":100,"content":101},{"textAlign":47},[102],{"text":103,"type":70},"Shift workers create unique superannuation challenges because fluctuating hours, multiple award rates, and casual loadings make Ordinary Time Earnings calculations complex every pay cycle.",{"type":84,"content":105},[106],{"type":72,"attrs":107,"content":108},{"textAlign":47},[109,111,115],{"text":110,"type":70},"Integrated rostering-to-payroll systems can help reduce the risk of underpayments by connecting ",{"text":112,"type":70,"marks":113},"actual hours worked",[114],{"type":79},{"text":116,"type":70}," directly to super calculations.",{"type":84,"content":118},[119],{"type":72,"attrs":120,"content":121},{"textAlign":47},[122],{"text":123,"type":70},"The ATO's redesigned penalty framework groups employers into risk tiers, so consistent processes and accurate records are your best protection.",{"type":64,"attrs":125,"content":127},{"level":126,"textAlign":47},2,[128],{"text":129,"type":70},"Introduction",{"type":72,"attrs":131,"content":132},{"textAlign":47},[133],{"text":134,"type":70},"Superannuation compliance has always been a moving target for shift-based businesses. But with Payday Super set to take effect on 1 July 2026, the stakes are about to get significantly higher.",{"type":72,"attrs":136,"content":137},{"textAlign":47},[138],{"text":139,"type":70},"Under the new rules, super must be paid within seven business days of each payday. That's a massive shift from the current quarterly cycle. For payroll admins managing casual, part-time, and rotating rosters, this means recalculating super every single pay run, not just four times a year.",{"type":72,"attrs":141,"content":142},{"textAlign":47},[143],{"text":144,"type":70},"The challenge is real. Fluctuating hours, multiple award rates, and high staff turnover already make super calculations harder for shift-based workforces than for salaried teams. The move to more frequent payments only amplifies the pressure to get every calculation right, every time.",{"type":72,"attrs":146,"content":147},{"textAlign":47},[148],{"text":149,"type":70},"This guide covers what's changing, where shift workers create unique compliance risks, and how to build processes that keep you on track.",{"type":64,"attrs":151,"content":152},{"level":126,"textAlign":47},[153],{"text":154,"type":70},"What's changing with Payday Super",{"type":72,"attrs":156,"content":157},{"textAlign":47},[158],{"text":159,"type":70},"Right now, Super Guarantee (SG) contributions are due quarterly. Employers have 28 days after the end of each quarter to get payments to their employees' super funds. It's a system payroll admins have worked with for years, even if it's never been simple for shift-based teams.",{"type":72,"attrs":161,"content":162},{"textAlign":47},[163,165,169,171,180],{"text":164,"type":70},"From ",{"text":166,"type":70,"marks":167},"1 July 2026",[168],{"type":79},{"text":170,"type":70},", that changes completely. Under ",{"text":172,"type":70,"marks":173},"Payday Super",[174],{"type":175,"attrs":176},"link",{"href":177,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/businesses-and-organisations/super-for-employers/payday-super/about-payday-super","_blank","url",{"text":181,"type":70},", SG contributions must reach the employee's fund within seven business days of each payday. If you run fortnightly pay cycles, you're now processing super fortnightly. Weekly pay runs mean weekly super payments.",{"type":72,"attrs":183,"content":184},{"textAlign":47},[185],{"text":186,"type":70},"The SG rate sits at 12% of Qualifying Earnings (QE). QE replaces Ordinary Time Earnings (OTE) as the calculation base, which affects how you determine the super-liable portion of each employee's pay. For shift workers earning a mix of base rates, shift loadings, and casual loadings, this distinction matters.",{"type":72,"attrs":188,"content":189},{"textAlign":47},[190,192,198],{"text":191,"type":70},"Two other changes demand your attention. First, the Australian Taxation Office's (ATO) ",{"text":193,"type":70,"marks":194},"Small Business Superannuation Clearing House (SBSCH) closes permanently",[195],{"type":175,"attrs":196},{"href":197,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/businesses-and-organisations/super-for-employers/quarterly-super-to-30-june-2026/paying-super-contributions/how-to-pay-super/small-business-superannuation-clearing-house",{"text":199,"type":70}," by 1 July 2026. If you currently use the SBSCH to process super payments, you'll need to move to a commercial clearing house or set up direct SuperStream integration before the deadline.",{"type":72,"attrs":201,"content":202},{"textAlign":47},[203,205,211],{"text":204,"type":70},"Second, the ATO is rolling out a ",{"text":206,"type":70,"marks":207},"redesigned penalty framework",[208],{"type":175,"attrs":209},{"href":210,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/businesses-and-organisations/super-for-employers/payday-super/missed-or-late-payday-super-payments/what-happens-if-you-dont-pay-super-correctly",{"text":212,"type":70},". The Superannuation Guarantee Charge (SGC) applies immediately for late payments under Payday Super. Employers will be grouped into Low, Medium, or High risk tiers based on their compliance history. Higher-risk employers face greater scrutiny and steeper penalties.",{"type":72,"attrs":214,"content":215},{"textAlign":47},[216],{"text":217,"type":70},"Deputy's Mastering Payday Super Playbook provides detailed readiness guidance for businesses preparing for this transition.",{"type":219,"attrs":220},"image",{"id":47,"alt":221,"src":222,"title":20,"source":47,"copyright":47,"meta_data":223},"Payroll administrator reviewing a superannuation dashboard on a computer screen in a modern Australian office","//a.storyblok.com/f/64010/0x0/e567f15326/image.png",{},{"type":64,"attrs":225,"content":227},{"level":226,"textAlign":47},3,[228],{"text":229,"type":70},"Key dates and deadlines payroll admins need to know",{"type":72,"attrs":231,"content":232},{"textAlign":47},[233],{"text":234,"type":70},"Here's a quick-reference timeline for the Payday Super transition:",{"type":81,"content":236},[237,248,259,270],{"type":84,"content":238},[239],{"type":72,"attrs":240,"content":241},{"textAlign":47},[242,246],{"text":243,"type":70,"marks":244},"1 July 2026:",[245],{"type":79},{"text":247,"type":70}," Payday Super takes effect. All SG contributions must be paid per-payday, not quarterly.",{"type":84,"content":249},[250],{"type":72,"attrs":251,"content":252},{"textAlign":47},[253,257],{"text":254,"type":70,"marks":255},"Seven business days:",[256],{"type":79},{"text":258,"type":70}," Your payment window from each payday. Super must reach the employee's fund within this period.",{"type":84,"content":260},[261],{"type":72,"attrs":262,"content":263},{"textAlign":47},[264,268],{"text":265,"type":70,"marks":266},"Before 1 July 2026:",[267],{"type":79},{"text":269,"type":70}," The SBSCH closes permanently. Migrate to a commercial clearing house or direct SuperStream integration before this date.",{"type":84,"content":271},[272],{"type":72,"attrs":273,"content":274},{"textAlign":47},[275,279,281,287],{"text":276,"type":70,"marks":277},"Immediate SGC triggers:",[278],{"type":79},{"text":280,"type":70}," If a payment isn't processed within the seven-day window, SGC penalties apply straight away. There's no grace period under the ",{"text":282,"type":70,"marks":283},"new rules",[284],{"type":175,"attrs":285},{"href":286,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.fairwork.gov.au/newsroom/news/payday-super-new-rules-starting-1-july-2026",{"text":288,"type":70},".",{"type":64,"attrs":290,"content":291},{"level":126,"textAlign":47},[292],{"text":293,"type":70},"Why superannuation compliance is harder for shift-based businesses",{"type":72,"attrs":295,"content":296},{"textAlign":47},[297],{"text":298,"type":70},"If you manage payroll for a shift-based workforce, you already know the complexity that comes with variable hours. Payday Super turns that complexity up considerably.",{"type":72,"attrs":300,"content":301},{"textAlign":47},[302,306],{"text":303,"type":70,"marks":304},"Fluctuating hours",[305],{"type":79},{"text":307,"type":70}," are the core issue. Casual and part-time workers don't work the same hours each week. Their QE changes every pay run, which means your super calculation changes every pay run too. There's no set-and-forget approach when every payslip looks different.",{"type":72,"attrs":309,"content":310},{"textAlign":47},[311,313,317,319,326],{"text":312,"type":70},"Then there are ",{"text":314,"type":70,"marks":315},"multiple",[316],{"type":79},{"text":318,"type":70}," ",{"text":320,"type":70,"marks":321},"award rates",[322,325],{"type":175,"attrs":323},{"href":324,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/award-interpretation",{"type":79},{"text":327,"type":70},". Shift loadings, penalty rates, and casual loadings all affect which earnings count toward super. A worker who picks up a Saturday shift at a higher rate generates a different QE figure than the same worker on a Tuesday. You need to track each component accurately, every cycle.",{"type":72,"attrs":329,"content":330},{"textAlign":47},[331],{"text":332,"type":70},"High staff turnover adds another layer. Shift-based industries see frequent onboarding, which means more chances for missing or incorrect super fund details. A single invalid fund number can cause a rejected payment, and under Payday Super, that rejection restarts your seven-day compliance clock.",{"type":72,"attrs":334,"content":335},{"textAlign":47},[336],{"text":337,"type":70},"Roster changes make things even harder. Last-minute swaps, overtime, and split shifts can alter super calculations after timesheets have been approved. If your systems don't capture those changes automatically, you're relying on manual corrections that are easy to miss.",{"type":72,"attrs":339,"content":340},{"textAlign":47},[341,343,349,351,355],{"text":342,"type":70},"The workforce itself is shifting too. According to the ",{"text":344,"type":70,"marks":345},"Deputy Big Shift Report 2026",[346],{"type":175,"attrs":347},{"href":348,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/insights/the-big-shift-report",{"text":350,"type":70},", Gen Z now represents ",{"text":352,"type":70,"marks":353},"41% of Australia's shift workforce",[354],{"type":79},{"text":356,"type":70},", and poly-employment is at a 10-year high. More workers are holding multiple jobs, which means super contributions spread across multiple funds. For payroll admins, that translates to more fund details to manage, more payments to process, and more opportunities for errors.",{"type":72,"attrs":358,"content":359},{"textAlign":47},[360,362,368],{"text":361,"type":70},"Deputy's ",{"text":363,"type":70,"marks":364},"time and attendance",[365],{"type":175,"attrs":366},{"href":367,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/features/time-and-attendance",{"text":369,"type":70}," tools capture actual hours worked, including shift swaps and overtime, which feeds directly into payroll calculations and helps reduce the manual data entry that causes most discrepancies.",{"type":219,"attrs":371},{"id":47,"alt":372,"src":373,"title":20,"source":47,"copyright":47,"meta_data":374},"Hospitality team having a morning briefing with a manager holding a tablet showing a roster","//a.storyblok.com/f/64010/0x0/008a81409d/image.png",{},{"type":64,"attrs":376,"content":377},{"level":226,"textAlign":47},[378],{"text":379,"type":70},"The cost of getting it wrong",{"type":72,"attrs":381,"content":382},{"textAlign":47},[383],{"text":384,"type":70},"The financial consequences of late or incorrect super payments add up quickly. SGC penalties include the unpaid super amount plus interest and an administration fee. Under the redesigned penalty framework, businesses that don't resolve errors promptly can move into higher risk tiers, attracting greater ATO scrutiny on future payments.",{"type":72,"attrs":386,"content":387},{"textAlign":47},[388,390,396],{"text":389,"type":70},"Shift-based industries like hospitality and retail are already under the microscope. High-profile underpayment cases in these sectors have drawn increased attention from the ATO and ",{"text":391,"type":70,"marks":392},"Fair Work",[393],{"type":175,"attrs":394},{"href":395,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.fairwork.gov.au/",{"text":397,"type":70},". A pattern of late super payments can trigger audits that extend well beyond the original issue.",{"type":72,"attrs":399,"content":400},{"textAlign":47},[401,403,407],{"text":402,"type":70},"There's also the cost you can't put a dollar figure on: ",{"text":404,"type":70,"marks":405},"employee trust",[406],{"type":79},{"text":408,"type":70},". Workers notice when their super arrives late or doesn't match their expected hours. In a tight labour market, that kind of friction drives people to employers who get the basics right.","cms-blog-richtext",{"_uid":411,"ctas":412,"theme":426,"component":427,"hide_capterra":56,"spacer_bottom":428,"call_to_action":429,"call_to_action_style":54},"4f2a5709-037c-40d6-bbc8-d1215879ab93",[413,421],{"_uid":414,"link":415,"text":418,"type":419,"component":420,"analyticsId":20},"1081c097-bdd3-442b-abb6-f7d81a60d6c9",{"id":20,"url":20,"linktype":416,"fieldtype":417,"cached_url":20},"story","multilink","Start for free","signup","buttonContentType",{"_uid":422,"link":423,"text":424,"type":425,"component":420,"analyticsId":20},"cd8d55b6-ae9d-42a7-aac6-737ddbd34c15",{"id":20,"url":20,"linktype":416,"fieldtype":417,"cached_url":20},"See how it works","consultation","azure","cms-cta-dark","40",{"type":61,"content":430},[431],{"type":72,"content":432},[433],{"text":434,"type":70},"Discover how Deputy can make managing your team effortless",{"_uid":436,"content":437,"component":409},"27ece4ad-5624-408b-a1d3-3334e194e0bd",{"type":61,"content":438},[439,444,449,458,467,482,491,511,516,521,567,572,577,586,595,614,623,632,641,662,667,672,731,736,741,750,778,787,796,805,834,839,845,850,855,860,865,870,883,888,893,898],{"type":64,"attrs":440,"content":441},{"level":126,"textAlign":47},[442],{"text":443,"type":70},"How to calculate super for shift workers under Payday Super",{"type":72,"attrs":445,"content":446},{"textAlign":47},[447],{"text":448,"type":70},"Calculating super for variable-hour employees under Payday Super follows a structured process. Here's how to approach it for each pay run.",{"type":72,"attrs":450,"content":451},{"textAlign":47},[452,456],{"text":453,"type":70,"marks":454},"Step 1: Identify Qualifying Earnings (QE) for each pay period.",[455],{"type":79},{"text":457,"type":70}," QE replaces OTE as the super calculation base. QE includes ordinary hours, shift loadings, and casual loadings, but excludes overtime and expense reimbursements. For each employee, you need to isolate the QE-eligible components of their pay for that specific period.",{"type":72,"attrs":459,"content":460},{"textAlign":47},[461,465],{"text":462,"type":70,"marks":463},"Step 2: Apply the 12% SG rate to QE for each employee.",[464],{"type":79},{"text":466,"type":70}," This calculation happens every pay run, not quarterly. For a casual worker who earned $1,200 in QE during a fortnightly period, the SG contribution is $144. Multiply that across your entire workforce and you can see why accuracy matters.",{"type":72,"attrs":468,"content":469},{"textAlign":47},[470,474,476,480],{"text":471,"type":70,"marks":472},"Step 3: Validate employee super fund details before processing.",[473],{"type":79},{"text":475,"type":70}," A rejected payment doesn't just create extra work. It restarts your ",{"text":477,"type":70,"marks":478},"seven-day compliance window",[479],{"type":79},{"text":481,"type":70},". Checking fund details before you submit helps you avoid preventable delays.",{"type":72,"attrs":483,"content":484},{"textAlign":47},[485,489],{"text":486,"type":70,"marks":487},"Step 4: Submit via SuperStream within seven business days.",[488],{"type":79},{"text":490,"type":70}," Your payment must reach the employee's fund within this window. Factor in processing times for your clearing house when planning your submission timeline.",{"type":72,"attrs":492,"content":493},{"textAlign":47},[494,495,501,503,509],{"text":361,"type":70},{"text":496,"type":70,"marks":497},"payroll integration",[498],{"type":175,"attrs":499},{"href":500,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/integrations",{"text":502,"type":70}," connects rostered and actual hours directly to payroll systems, helping reduce the manual re-entry that often introduces ",{"text":504,"type":70,"marks":505},"payroll errors",[506],{"type":175,"attrs":507},{"href":508,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/blog/5-ways-to-prevent-payroll-mistakes",{"text":510,"type":70}," into QE calculations. When roster data flows automatically into timesheets and then into payroll, each step has fewer opportunities for mistakes.",{"type":64,"attrs":512,"content":513},{"level":226,"textAlign":47},[514],{"text":515,"type":70},"Common calculation mistakes to avoid",{"type":72,"attrs":517,"content":518},{"textAlign":47},[519],{"text":520,"type":70},"Even experienced payroll admins can get tripped up by these recurring errors:",{"type":81,"content":522},[523,534,545,556],{"type":84,"content":524},[525],{"type":72,"attrs":526,"content":527},{"textAlign":47},[528,532],{"text":529,"type":70,"marks":530},"Including overtime in the super calculation base.",[531],{"type":79},{"text":533,"type":70}," Overtime is excluded from QE. If your system doesn't separate overtime hours automatically, you risk overcalculating super for some employees and creating reconciliation headaches later.",{"type":84,"content":535},[536],{"type":72,"attrs":537,"content":538},{"textAlign":47},[539,543],{"text":540,"type":70,"marks":541},"Missing casual loading adjustments.",[542],{"type":79},{"text":544,"type":70}," Casual loadings are generally included in QE, but they need to be correctly identified and categorised in your payroll system.",{"type":84,"content":546},[547],{"type":72,"attrs":548,"content":549},{"textAlign":47},[550,554],{"text":551,"type":70,"marks":552},"Not recalculating after timesheet amendments.",[553],{"type":79},{"text":555,"type":70}," When a manager approves a timesheet correction after the initial payroll run, the super calculation needs to be updated too.",{"type":84,"content":557},[558],{"type":72,"attrs":559,"content":560},{"textAlign":47},[561,565],{"text":562,"type":70,"marks":563},"Using outdated super fund details.",[564],{"type":79},{"text":566,"type":70}," Employees change funds, and details go stale. A regular validation process catches these issues before they cause rejected payments.",{"type":64,"attrs":568,"content":569},{"level":126,"textAlign":47},[570],{"text":571,"type":70},"Building a Payday Super-ready workflow",{"type":72,"attrs":573,"content":574},{"textAlign":47},[575],{"text":576,"type":70},"The shift from quarterly to per-payday super payments requires a workflow that can handle increased frequency without increasing your manual workload. Here's how to build one.",{"type":72,"attrs":578,"content":579},{"textAlign":47},[580,584],{"text":581,"type":70,"marks":582},"Connect your roster to your timesheet system.",[583],{"type":79},{"text":585,"type":70}," When actual hours flow automatically from the roster into timesheets and then into payroll, you remove the manual data entry that causes most calculation errors. This is where the Payday Super Playbook's guidance rings true: \"consistent visibility and streamlined, integrated payroll processes need to be your standard every single week.\"",{"type":72,"attrs":587,"content":588},{"textAlign":47},[589,593],{"text":590,"type":70,"marks":591},"Set up automated validation checks for super fund details during onboarding.",[592],{"type":79},{"text":594,"type":70}," Automated Member Verification Requests confirm that a new employee's fund details are valid before you process their first payment. This prevents rejected payments from eating into your seven-day window.",{"type":72,"attrs":596,"content":597},{"textAlign":47},[598,602,608,612],{"text":599,"type":70,"marks":600},"Configure your ",[601],{"type":79},{"text":603,"type":70,"marks":604},"payroll",[605,607],{"type":175,"attrs":606},{"href":500,"uuid":47,"anchor":47,"target":178,"linktype":179},{"type":79},{"text":609,"type":70,"marks":610}," system to calculate SG as part of every pay run.",[611],{"type":79},{"text":613,"type":70}," Super can no longer be a separate quarterly task. It needs to be embedded in your standard payroll process so nothing gets missed.",{"type":72,"attrs":615,"content":616},{"textAlign":47},[617,621],{"text":618,"type":70,"marks":619},"Use a commercial clearing house with direct SuperStream integration.",[620],{"type":79},{"text":622,"type":70}," With the SBSCH closing, you need an alternative that processes payments reliably and gives you confirmation receipts for your records.",{"type":72,"attrs":624,"content":625},{"textAlign":47},[626,630],{"text":627,"type":70,"marks":628},"Build exception reporting.",[629],{"type":79},{"text":631,"type":70}," Your system should automatically flag missing TFNs, missing super fund details, negative earnings adjustments, and rejected payments. These are the issues that create compliance gaps if they go unnoticed.",{"type":72,"attrs":633,"content":634},{"textAlign":47},[635,639],{"text":636,"type":70,"marks":637},"Test your new workflow before 1 July 2026.",[638],{"type":79},{"text":640,"type":70}," Run a parallel process alongside your current quarterly super payments. This lets you identify gaps, fix configuration issues, and train your team before the deadline hits.",{"type":72,"attrs":642,"content":643},{"textAlign":47},[644,646,652,654,660],{"text":645,"type":70},"Deputy connects ",{"text":647,"type":70,"marks":648},"rostering",[649],{"type":175,"attrs":650},{"href":651,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/features/scheduling-software",{"text":653,"type":70},", timesheets, and payroll in one platform. ",{"text":655,"type":70,"marks":656},"Deputy Payroll",[657],{"type":175,"attrs":658},{"href":659,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/payroll-software",{"text":661,"type":70}," supports super calculations under Payday Super, managing QE, SG, and SGC obligations so you can focus on resolving exceptions rather than re-entering data.",{"type":64,"attrs":663,"content":664},{"level":226,"textAlign":47},[665],{"text":666,"type":70},"A five-point compliance checklist for payroll admins",{"type":72,"attrs":668,"content":669},{"textAlign":47},[670],{"text":671,"type":70},"Use this checklist to track your Payday Super readiness:",{"type":673,"attrs":674,"content":675},"ordered_list",{"order":66},[676,687,698,709,720],{"type":84,"content":677},[678],{"type":72,"attrs":679,"content":680},{"textAlign":47},[681,685],{"text":682,"type":70,"marks":683},"Audit your current payroll system",[684],{"type":79},{"text":686,"type":70}," against Payday Super requirements. Can it calculate SG per pay run? Does it support QE as the calculation base?",{"type":84,"content":688},[689],{"type":72,"attrs":690,"content":691},{"textAlign":47},[692,696],{"text":693,"type":70,"marks":694},"Confirm all employee super fund details",[695],{"type":79},{"text":697,"type":70}," are valid and up to date. Run Automated Member Verification Requests for your entire workforce.",{"type":84,"content":699},[700],{"type":72,"attrs":701,"content":702},{"textAlign":47},[703,707],{"text":704,"type":70,"marks":705},"Set up automated SG calculation",[706],{"type":79},{"text":708,"type":70}," per pay run, not as a standalone quarterly process.",{"type":84,"content":710},[711],{"type":72,"attrs":712,"content":713},{"textAlign":47},[714,718],{"text":715,"type":70,"marks":716},"Migrate from the SBSCH",[717],{"type":79},{"text":719,"type":70}," to a commercial clearing house or direct SuperStream integration before the 1 July 2026 deadline.",{"type":84,"content":721},[722],{"type":72,"attrs":723,"content":724},{"textAlign":47},[725,729],{"text":726,"type":70,"marks":727},"Establish error resolution and audit trail processes.",[728],{"type":79},{"text":730,"type":70}," Document how you handle rejected payments, timesheet amendments, and missing fund details.",{"type":64,"attrs":732,"content":733},{"level":126,"textAlign":47},[734],{"text":735,"type":70},"How to stay on top of super compliance long-term",{"type":72,"attrs":737,"content":738},{"textAlign":47},[739],{"text":740,"type":70},"Getting ready for Payday Super is one thing. Staying on top of your obligations month after month is another challenge entirely.",{"type":72,"attrs":742,"content":743},{"textAlign":47},[744,748],{"text":745,"type":70,"marks":746},"Schedule regular audits of your super calculations.",[747],{"type":79},{"text":749,"type":70}," Monthly reviews catch errors before they compound. Don't wait until the end of financial year to reconcile. By then, small discrepancies may have grown into significant underpayments that trigger SGC penalties.",{"type":72,"attrs":751,"content":752},{"textAlign":47},[753,757,764,768,770,776],{"text":754,"type":70,"marks":755},"Monitor ",[756],{"type":79},{"text":758,"type":70,"marks":759},"ATO",[760,763],{"type":175,"attrs":761},{"href":762,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/",{"type":79},{"text":765,"type":70,"marks":766}," guidance updates.",[767],{"type":79},{"text":769,"type":70}," Payday Super rules are still being refined, and the ATO continues to publish guidance on QE definitions, clearing house requirements, and penalty thresholds. Bookmark the ",{"text":771,"type":70,"marks":772},"ATO's employer super obligations page",[773],{"type":175,"attrs":774},{"href":775,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/businesses-and-organisations/super-for-employers/super-obligations-for-employers-checklist",{"text":777,"type":70}," and check it regularly.",{"type":72,"attrs":779,"content":780},{"textAlign":47},[781,785],{"text":782,"type":70,"marks":783},"Track the SG rate trajectory.",[784],{"type":79},{"text":786,"type":70}," The rate is currently legislated at 12%, but keeping an eye on any proposed changes helps you plan labour costs accurately. Even if the rate holds steady, your QE calculations need to reflect the correct percentage every pay run.",{"type":72,"attrs":788,"content":789},{"textAlign":47},[790,794],{"text":791,"type":70,"marks":792},"Maintain detailed records.",[793],{"type":79},{"text":795,"type":70}," For ATO audit readiness, you should keep records of each pay run, the super calculation for every employee, payment initiation timestamps, and fund confirmation receipts. The more complete your paper trail, the faster you can respond to any ATO queries.",{"type":72,"attrs":797,"content":798},{"textAlign":47},[799,803],{"text":800,"type":70,"marks":801},"Use reporting dashboards to spot discrepancies early.",[802],{"type":79},{"text":804,"type":70}," Deputy's reporting and analytics provide visibility into labour costs and timesheet accuracy, supporting your audit readiness. When you can see trends across pay periods (for example, a sudden drop in super contributions for a particular team), you can investigate and correct issues before they become penalties.",{"type":72,"attrs":806,"content":807},{"textAlign":47},[808,810,816,818,824,826,832],{"text":809,"type":70},"If you're looking to streamline your rostering software and payroll workflows ahead of ",{"text":811,"type":70,"marks":812},"preparing for Payday Super",[813],{"type":175,"attrs":814},{"href":815,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/insights/payday-super",{"text":817,"type":70},", ",{"text":819,"type":70,"marks":820},"start a free trial of Deputy",[821],{"type":175,"attrs":822},{"href":823,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/free-trial",{"text":825,"type":70}," or ",{"text":827,"type":70,"marks":828},"contact the sales team",[829],{"type":175,"attrs":830},{"href":831,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.deputy.com/au/contact-sales",{"text":833,"type":70}," to discuss your business needs.",{"type":64,"attrs":835,"content":836},{"level":126,"textAlign":47},[837],{"text":838,"type":70},"Frequently asked questions",{"type":64,"attrs":840,"content":842},{"level":841,"textAlign":47},4,[843],{"text":844,"type":70},"Payday Super FAQs",{"type":72,"attrs":846,"content":847},{"textAlign":47},[848],{"text":849,"type":70},"Does Deputy calculate superannuation for shift workers automatically?",{"type":72,"attrs":851,"content":852},{"textAlign":47},[853],{"text":854,"type":70},"Deputy Payroll supports super calculations under Payday Super by connecting actual hours worked from timesheets to payroll. This helps reduce the risk of manual calculation errors for shift-based workforces.",{"type":72,"attrs":856,"content":857},{"textAlign":47},[858],{"text":859,"type":70},"What happens if a super payment is rejected under Payday Super?",{"type":72,"attrs":861,"content":862},{"textAlign":47},[863],{"text":864,"type":70},"A rejected payment restarts your seven-business-day compliance window. Validating employee fund details during onboarding, using Automated Member Verification Requests, helps reduce the risk of rejections.",{"type":72,"attrs":866,"content":867},{"textAlign":47},[868],{"text":869,"type":70},"Do casual loading and penalty rates count toward super under Payday Super?",{"type":72,"attrs":871,"content":872},{"textAlign":47},[873,875,881],{"text":874,"type":70},"Under the Qualifying Earnings framework, casual loadings are generally included in the super calculation base, but overtime is excluded. Check the ",{"text":876,"type":70,"marks":877},"ATO's QE guidelines",[878],{"type":175,"attrs":879},{"href":880,"uuid":47,"anchor":47,"target":178,"linktype":179},"https://www.ato.gov.au/businesses-and-organisations/super-for-employers/paying-super-on-payday/what-payments-are-qualifying-earnings",{"text":882,"type":70}," for your specific award.",{"type":72,"attrs":884,"content":885},{"textAlign":47},[886],{"text":887,"type":70},"How does Deputy help payroll admins prepare for Payday Super?",{"type":72,"attrs":889,"content":890},{"textAlign":47},[891],{"text":892,"type":70},"Deputy connects rostering, timesheets, and payroll in one platform, so hours worked flow directly into pay calculations. 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